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- First Citizen Citi Credit Card
First Citizen Citi Credit Card
Accelerated Rewards at Shoppers Stop and Ease of Redemption
- 7 First Citizen Points per Rs.100 spent at Shoppers Stop for private label brands.
- 5 First Citizen Points per Rs.100 spent at Shoppers Stop for other brands.
- 1 First Citizen Point per Rs.100 spent elsewhere.
- Instant redemption of First Citizen Points against purchases made at Shoppers Stop
(1 Reward Point = Rs.0.6 for redemption).
Please note: The points earned in a particular month will be transferred to your First Citizen Accounts with Shoppers Stop by 10th of next month. These transferred points can be used for instant redemption post that.
Please read the 'Benefits' section for details on the above benefits.
Accelerated Rewards at Shoppers Stop and Ease of Redemption
Earn up to 4.2%
- Instant redemption of First Citizen Points against purchases made at Shoppers Stop outlets.
- Up to 7 First Citizen Points per Rs.100 spent at Shoppers Stop outlets.
- 1 First Citizen Point per Rs.100 spent elsewhere.
- 1 Reward Point = Rs.0.6 for redemption.
The default earn rate on your spends at Shoppers Stop is 5 First Citizen Points for every Rs.100 spends. You get two additional points on Shoppers Stop preferred brands.
Welcome and First-use Benefits worth Rs.2050
- 2 Shoppers Stop vouchers worth Rs.250 each redeemable at Shoppers Stop within the first month of Card issuance. Each voucher can be redeemed against a minimum spends of Rs.2,500 at Shoppers Stop.
- Shoppers Stop voucher worth Rs.500 redeemable at Shoppers Stop outlets. The voucher can be redeemed against a minimum spend of Rs.2,500 on Private Brands only
- Home Stop voucher worth Rs.500 redeemable at Home Stop outlets. The voucher can be redeemed against a minimum spend of Rs.4000 at Home Stop.
- Shoppers Stop online store voucher redeemable on www.shoppersstop.com for savings of Rs.250 on purchases worth Rs.1,500 or above. click here for offer details and terms and conditions
- Spend anywhere within 30 days of Card issuance and get 500 Reward Points worth Rs.300 on your First Citizen Citi Credit Card. For offer details and Terms and conditions click here.
Here's how you can earn up to 4.2% on your spends at Shoppers Stop
Membership/Benefits Reward Points for every Rs.100 spent at Shoppers Stop. Additional Reward Points for every Rs.100 spent on Shoppers Stop preferred brands. Maximum earnings on every Rs.100 spent at Shoppers Stop. First Citizen Citibank Credit Cardmembers 5 2 4.2% - Earn 1 First Citizen Point for every Rs.100 spent everywhere else.
Easy Redemption!
Redeem your points instantly against purchases made at Shoppers Stop.
1 Point = Rs.0.60.
The points earned on your First Citizen Citibank Card are transferred to Shoppers Stop on a monthly basis. All points available with Shoppers Stop can be redeemed instantly.
In-store Exclusives and Privileges
Sale Previews
- Enjoy exclusive Sale previews; be the first one to know and shop at Shoppers Stop SALE and promotional events.
Exclusive Payment Counters
- Avoid the crowd and enjoy the convenience of personalized attention at exclusive counters for you.
Enjoy complimentary parking at Shoppers Stop
Please visit the First Citizen Desk at Shoppers Stop stores for more details and applicable conditions.
- Shopping is better when you can park where you plan to shop. Please visit the First Citizen Desk at Shoppers Stop stores or https://www.shoppersstop.com/first-citizen/non-member for more details and applicable conditions.
Smart Savings for the Smart Shopper
| Value Chart* | |||
|---|---|---|---|
| Welcome vouchers | Assumed Spends | Value of Benefits | Comment |
| Two Rs.250 Shoppers Stop vouchers | Rs.5,000 | Rs.500 | Rs.2,500 is the minimum bill amount required to redeem one voucher. |
| Rs.250 www.shoppersstop.com Voucher | Rs.1,500 | Rs.250 | Rs.1,500 is the minimum bill amount required to redeem the Rs.250 voucher on www.shoppersstop.com. |
| Rs.500 Shoppers Stop vouchers redeemable on Private Brands only | Rs.2,500 | Rs.500 | Rs.2,500 is the minimum bill amount required to redeem the voucher against Private Brands only at Shoppers Stop stores |
| Rs.500 Home Stop voucher | Rs.4,000 | Rs.500 | Rs.4,000 is the minimum bill amount required to redeem the voucher at Home Stop outlets |
| 500 Reward Points | Any amount within 30 days of card issuance | Rs.300 | First Spend on the Card within 30 days of Card issuance. |
| Total Activation Benefits (a) | Rs.2,050 | One-time benefit. | |
| Regular Benefits | |||
| Annual Spends at Shoppers Stop on private brands |
Rs.3,300 |
Rs.139 | 231 Points earned, 1 pt. = Rs.0.60 (7* Rs.3,300/100) |
| Annual Spends at Shoppers Stop on other brands | Rs.11,700 | Rs.351 | 585 Points earned, 1 pt. = Rs.0.60 (5* Rs.11,700/100) |
| Annual Spends outside Shoppers Stop |
Rs.2,85,000 |
Rs.1710 | 2,850 Points earned, 1 pt. = Rs.0.60 (1* Rs. 2,85,000/100) |
| Annual Spends fee waiver | Rs.30,000 | Rs.500 | On annual spends of Rs. 30,000 |
| Total Regular Benefits (b) | Rs.2,700 | ||
| Total Earnings (a)+(b) in the First Year | Rs.4,750 | ||
*For illustrative purpose only
No Annual Fee
The annual fee on the card is Rs.0 when you spend Rs.30,000 or more on your Card in a membership year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.500.
Now pay the easy way
Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs. 2000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs. 2000 use card with PIN by dipping or swiping.
HOW DOES IT WORK?
- STEP 1: Look for a contactless symbol
on the merchant’s terminal - STEP 2: Tap your card on the contactless terminal
- STEP 3: It’s done. Take your charge-slip upon transaction authorization.
It’s simple! Follow the below steps:
* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2014-15/601 dated 14.05.2015
Please Click here for frequently asked questions. Terms and Conditions apply.
Flexibility
| Interest Rate | 3.50% per month (42% per annum). This can change periodically based on your spend, payback and utilization patterns. |
| Credit Limit | Will be communicated at the time of issue. |
| Cash Advance Limit | Will be communicated at the time of issue. |
| Cash Advance Fee | 2.5% of the withdrawn amount at ATMs in India (subject to a minimum of Rs.500). |
| Annual Fee | Rs.0 when you spend Rs.30,000 or more on your Card in a year. Cardmembers with annual spends of less than Rs.30,000 on their Cards are charged an Annual Fee of Rs.500. |
| Supplementary Card Fee | NIL. |
| Emergency Card Replacement | Yes. |
To learn about other important Fees and Charges applicable on the Card, please click here.
To learn about the important fees, charges and the most important terms and conditions (MITC) applicable on the Card, please click here.
Manage Your Account
| Value-added Services on Card | Instant Loan. To know more, click here. EMI option on shopping bills above Rs.2,500. To know more, click here. Easy payment options to settle Citibank Credit Card outstanding. |
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| Service Access on the go |
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| CitiAlerts | Track your account activity with free SMS and E-mail alerts. | ||||||||||
| Instant Information: |
SMS to 52484 as per the format given below for the service you require:
For subscribers OTHER THAN Aircel / Airtel / Vodafone / Idea, please send the SMS to +919880752484. |
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| Statement Delivery | Online e-Statements or by mail. To know the many benefits of online |
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| Payment Methods |
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| Utility Bill Payment Facility | Secure online utility bill payment service with over 150 listed service providers across India. To know more, click here. | ||||||||||
| 24x7 Customer Support | For assistance with your Credit Card Account, call our CitiPhone Officers. Any time. Any day. From any where. For our location specific numbers, please click here. | ||||||||||
How to earn your First Citizen Points
- Shop at Shoppers Stop using your First Citizen Citibank Credit Card and earn up to 7 First Citizen Points per Rs.100 spent.
- For 7 points earned at Shoppers Stop on in-store brands (5 from Shoppers Stop and 2 from Citibank) and For 5 points earned at Shoppers Stop on other brands (3 from Shoppers Stop and 2 from Citibank).
- At all other merchant establishments earn 1 First Citizen Point per Rs.100 in purchases.
How to redeem your First Citizen Points
- You can redeem your First Citizen Points instantly against purchases made at Shoppers Stop. Your points can be used to make full payment and part points and part payments too. Redeem them at any Shoppers Stop store in India. It is recommended you inform the billing staff about your intention to redeem points before your bill is prepared.
- You also have the option to redeem your points online on www.shoppersstop.com.
- 1 First Citizen Point = Rs.0.60.
The points earned on your First Citizen Citibank Card are transferred to Shoppers Stop on a monthly basis. All points available with Shoppers Stop can be redeemed instantly.
Benefits all year long
Dining Privileges |
Up to 20% savings across participating restaurants with your Citi credit and debit cards. To find a Citibank partner restaurant near you, click here. |
Hot Deals |
Exciting offers on leading brands across categories with Citi credit cards. To find out the latest offers, click here. |
EMI Privileges |
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers. |
- Card Member Terms and Conditions. Click here to know more
- Most Important terms and conditions. Click here to know more
- Schedule of charges. Click here to know more
- BSCBI guidelines. Click here to know more
- Frequently asked questions. Click here to know more