- Home
- |
- Online Services
- |
- Online Payments
- |
- Online Credit Card Payment
Just realized you have less than a day to make your Citibank Credit Card payment? No worries! You can still make payment on time through Citibank Online, Citi Mobile or NEFT.
Top reasons to pay Credit Card bill online
- Get your funds credited to your Credit Card faster
- It's hassle-free
- Option to set up standing instruction from a Citibank Bank account
Citibank offers the following Modes for Credit Card payment
| From your Citibank account | |
|---|---|
|
With Citibank Online Credit Card payment option you can set up a standing instruction to pay either minimum amount due or total amount due. |
|
|
Citi Mobile |
Citi Mobile is the most convenient payment option to pay Citibank Credit Card from your Citibank Account. Its simple to pay using your mobile. "Just visit m.citibank.co.in to pay your Credit Card bill using your mobile." |
| From your Other Bank account | |
|---|---|
|
With IMPS option, credit card bill payments can be made 24X7 (including holidays) from any of your bank accounts. Payments initiated by customers through IMPS will be credited to the card account instantly and will reflect in his statement by end of the same business day. Customer’s credit line will be increased to the extent of payment received instantly. |
|
|
Payments initiated by customers through NEFT will be credited to the card account instantly and will reflect in his statement by end of the same business day. NEFT is available 24 X 7 (including holidays) and this payment can be done from any of your bank accounts. Customer’s credit line will be increased to the extent of payment received instantly. |
|
|
RTGS |
Credit card payments for Rs.2,00,000 and above can be made through RTGS. Payments initiated by customers through RTGS will be credited to the card account instantly and will reflect in the card statement by end of the same business day. RTGS is available 24 X 7 (including holidays. Customer’s credit line will instantly be increased to the extent of payment received instantly. |
|
ACH/ECS |
Your funds are transferred from your account with other bank through a facility called the ACH(Automated Clearing House, earlier referred as ECS). You are required to provide a signed mandate to Citibank authorizing the transfer of funds from your account with other bank. The ACH mandate can be downloaded here. Payment credit will happen on Payment Due Date. |
|
Card payment from other bank website |
Citibank Credit Card has been added as Utility Biller with other banks. This option allows you to pay when you login to Online Banking platform of your non-Citibank Bank account. This will normally take upto 3 working days (excluding Saturdays & Sundays) to get credited into your account. |
|
Citibank's E-Pay lets you pay your Credit Card bills online even if you don't have a Citibank banking account. This will normally take 2 working days (excluding Saturdays & Sundays) to get credited into your account E-Pay now. |
|
Choose the most convenient option to pay Credit Card Bill Payment through Net Banking / Citi Mobile App, etc. For more payment options and details, please visit Quick Guide on Credit Card Bill Payments – Citi India (citibank.co.in)
The Bank recommends cardholders to pay their credit card dues via above specified methods, exercise due caution and refrain from making payments through unauthorised modes.
For cards held by NRIs, repayment can only be made through the linked NRE/NRO account.
IMPS Card payment to Credit card
Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.
While doing a payee addition, please use the following details
Payee Name : Name as it appears on your Citibank Credit Card
Payee Account Number : Valid Citibank Credit Card number*
Bank Name : Citibank N.A
Payment Account Type : Select Any Account Type
IFSC Code2 : UTIB0000400 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)
Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)
To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.
*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.
NEFT Card payment to Credit card
Add your Citibank credit card as IMPS/NEFT payee in your non Citibank account in three simple steps and initiate payment to enjoy same day credit of funds.
While doing a payee addition, please use the following details
Payee Name : Name as it appears on your Citibank Credit Card
Payee Account Number : Valid Citibank Credit Card number*
Bank Name : Citibank N.A
Payment Account Type : Select Any Account Type
IFSC Code2 : UTIB0000400 (Customers residing in any City can initiate a payment using CHENNAI IFSC code)
Branch Address : CHENNAI (Customers residing in any City can initiate a payment using CHENNAI as branch address)
To initiate IMPS/NEFT payment, you can use any valid IFSC code of Citibank. In the Payee details given above, we have used Chennai IFSC code which can be used by customers residing in any City.
*Latest Citibank Credit Card number should be used to make payments to avoid rejection or delay in processing of payments.
Citibanking Account
If you are attempting to make your Citibank Credit Card payment from your Citibanking / Suvidha Account, you have to Login to Citibank Online with your IPIN and make your Card Payment.
If you are attempting to make payment to any other person's Credit Card from your Citibanking / Suvidha Account, you can Login to Citibank Online with your IPIN, register the Credit Card and then make the transfer easily.
Your bank account will be debited and the payment to the Credit Card will be applied in 1 working day.
Click on 
to expand and on 
to minimize the details.
Frequently Asked Questions about 'NEFT/RTGS/IMPS Payment to Credit Card'
Advantages of NEFT/IMPS/RTGS over Cheque
1) Same day credit of funds vs Atleast 3-4 days for credit of funds
2) From the comfort of home vs Travel to a drop box
Advantages of NEFT/IMPS/RTGS over Epay
1) Instant increase of credit line when payment is done by NEFT/IMPS/RTGS vs Atleast 2 days for credit of funds
2) End-to-End automated process Vs Manual Process
Yes, on successfully completing the Funds Transfer you will be given a reference number for the transaction.
If you have not noted the same at the time of the transaction, you can call your bank and the same will be provided to you.
You need to quote this Unique Transaction Reference Number at the time of logging in your complaint, if any.
Your Funds Transfer can be rejected if you have entered an invalid Card number (or) if you have entered an invalid IFSC Code (or) if you have initiated a payment to a Non-Resident Credit card. In the event of rejection, the funds will be remitted back to the originating bank on the same day. To check the status of the credit into your account, please get in touch with your Bank.
Non Resident customers who hold International Credit Card with Citibank India should not use this facility and should ensure payments are made only from their NRE/NRO account.
Your credit line will be increased instantly and will be visible on the credit card statement the next working day. In case the same is still not reflecting, you are requested to contact our 24-hours CitiPhone Banking helpline service quoting your UTR number.
You can also login to www.citibank.co.in using your Internet Personal Identification Number (IPIN) and raise a query through the "Your Queries" link on the left navigation panel.
