Credit Cards offer varied benefits that cater to different types of financial and lifestyle needs. For that reason, we always urge our customers to compare credit card benefits before opting for one. Choosing the right credit card allows you to save more and also adds value to your lifestyle. Each Citi Credit Card offers specific rewards like best in class privileges, reward points instantly when you shop at over 700 outlets and e-shopping sites, cashbacks that complement your diverse spending habits. Right from shopping, dining to travel, we offer credit cards that reward all of kinds of spending. Our entire catalogue of credit cards is listed below along with their features & benefits.
Compare credit cards online effortlessly and make the right decision based on credit card features such as:
Use the Citibank Credit Card comparison table & Simply answer the questions below to view or compare all credit cards to find the best credit card for your needs.
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VIEWTerms and Conditions apply. For details on the above features and benefits please refer to the respective product pages on www.citibank.co.in.
1,500 bonus points on your first spend made within 30 days of card issue. 1,000 bonus points on your first spend of Rs 1000 made within 60 days of card issue.
Earn 10 Reward Points for every Rs. 125 spent at Apparel & Department Stores
Earn 1 Reward point for every Rs. 125 spent elsewhere
Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a statement month.
A.Redemptions Options
Pay with Points
Shop Online
Vouchers
Air Miles
Cashback
B.How to redeem
Flexible Ways to Redeem
Online
Instant Redemption at 600 + stores
Call us at 24 X 7 CitiPhone
Free yourself from annual card fees when you spend Rs 30,000 or more in a membership year on your Citibank Rewards Card else a fee of Rs 1000 p.a will be applicable at the end of the membership year.
Interest
Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized). This can change periodically based on your spend, payback and utilization patterns.
Concierge Services
Your personal planner,the conceirge service,help you plan parties & family function,send flowers,reserve tables at restaurants,plan trips and more. Simply call 1800-114-999 or 011-41898875.
Dining Privileges
Get up to 15% savings on your dining bills at over 2,000 dining outlets
EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
No Welcome offer
5% Cash Back on movie ticket purchases
5% Cash Back on all your telephone bills
5% Cash Back on all your Utility Bill Payments registered through Citibank Online Billpay
0.5% Cash Back on ALL other spends
A. Redemption options
Cash back redemption in multiples of Rs. 500
Cash back point = Rs. 1
B.How to redeem
Automated statement credit as soon as you accumulate RS. 500 of cash back credit.
A. Annual Fee
The Citibank Cash Back card comes to you at an annual card fee of Rs 500.
B. Interest
Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized).
A variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc and can change periodically.
Dining Privileges
Get up to 15% savings on your dining bills at over 2,000 dining outlets
EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Earn 10,000 miles on your first transaction of Rs 1000 within 60 days of card booking.
Earn 10 miles for every Rs. 100 spent at airline transactions* and at www.premiermiles.co.in.
Earn 4 Miles for every Rs. 100 on all other spends.
Get 3,000 Miles on every subsequent annual card renewal.
*Terms & Conditions apply
A. Redemption options
Redeem your Miles instantly to plan your complete holiday on our online travel website - www.PremierMiles.co.in. Use your miles to book flight tickets across over 100 airlines, hotel stays and car rentals.
Transfer your Miles to your loyalty account membership, across our international and domestic airline & hotel partners.
Redeem your Miles directly with our preferred partners – www.yatra.com, www.goibibo.com, www.makemytrip.com and www.goindigo.in.
Redeem your miles for attractive vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog.
B.How to redeem
Online at www.premiermiles.co.in and with our preferred partners.
Call us at 24 X 7 CitiPhone
A. Annual Fee
The Citibank PremierMiles Credit Card comes to you at an annual card fee of Rs 3000.
B. Interest & Charges
Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized).
A variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc and can change periodically.
Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities.
Get up to 15% savings on your dining bills at over 2,000 dining outlets.
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Enjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.
Get Rs 250 worth free fuel on the first spend on your card within 30 days of card issuance.
Get 4 Turbo points for every Rs.150 spent at authorized IndianOil outlets.
Get 2 Turbo points for every Rs.150 spent at grocery stores and supermarkets. This offer is applicable only at select stores.
Get 1 Turbo point on every Rs.150 spent elsewhere.
A.Redemptions Options Redeem for free fuel at select IOC outlets(1 pt – 1 Rs) Pay with Points at leading e-commerce websites Air Miles Against card outstanding Gift Vouchers
B.Instant redemption at IOC outlets
Online
A. Annual Fee
Free yourself from annual card fees when you spend Rs 30,000 or more in a membership year on your IOC Platinum Credit Card else a fee of Rs 1000 p.a will be applicable at the end of the membership year.
B. Interest
Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized). This can change periodically based on your spend, payback and utilization patterns.
Dining Privileges
Get up to 15% savings on your dining bills at over 2,000 dining outlets.
EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.
Get 10,000 bonus air miles and vouchers worth Rs 10,000 from Taj Group or ITC Hotels, every year
Enjoy the benefits of an unparalleled rewards program where every Rs 100 you spend on your Citi Prestige Credit Card, earns you 1 reward point locally and 2 reward points overseas.
Relationship Bonus: Earn up to 30% bonus points over your regular earn, basis spends on the Citi Prestige Credit Card, if you are an existing Citigold or Citi Private Client.
Turn your reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.
Transfer your reward points to the loyalty programs of leading airlines like British Airways, Cathay Pacific, Delta Airlines, Etihad Airways, Eva Air, Malaysia Airlines, Singapore Airlines, Jet Airways, Thai Airways
You can also transfer your reward points to our luxury hotel partners like Taj Hotels and IHG
A. Annual Fee
The Citi Prestige Credit Card comes to you at an annual card fee of Rs 20,000
B. Interest
Your rate of interest initially is 3.25% per month (i.e., 39.00% annualized).
A variable interest rate ranging between 37.20% and 42.00% per annum. The applicable rate will vary depending on various parameters such as your card spends, credit limit utilization, repayment patterns etc and can change periodically.
Indulge in one night complimentary stay, on minimum booking of 4 nights, at exquisite properties across the world.
Get access at some of the most picturesque golf destinations, with three complimentary green fees at select courses globally.
'By Invitation Only' Events.
Unlimited complimentary Priority Pass lounge access at over 800 airports for primary and supplementary card members.
Enjoy peace of mind on your travels with our overseas medical insurance of USD 50,000.
Get up to 15% savings on your dining bills at over 2,000 dining outlets.
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.