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- Citi Rewards Credit Card
You now don't have to spend more on your Citi Rewards Credit Card to earn extra reward points. Earn reward points on your Citi Rewards Card and redeem them easily for attractive travel options, premium merchandise and much more. Apply now and enjoy the many ways in which a Citi Rewards Card makes every day more rewarding for you.
Citi® Rewards Credit Card
Top reasons to get the Citi Rewards Credit Card
- Earn 10 Reward Points for every Rs125 spent at apparel and department stores.
- Continue earning Reward Points at rate of 1 point for every Rs125 on all other purchases
Redeem points instantly at select partners
- Get 2,500 points on Card activation
Please refer to the 'Benefits & Features' section for details and associated Terms and conditions pertaining to these offers. Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.
Get Rewards every time you shop
- Earn 10X Reward Points on spends at apparel and department stores.
- Earn 1 Point for every Rs125 on all other purchases.
Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.
Welcome Rewards - Earn up to 2500 points
- Get 1,500 bonus points on your first spend made within 30 days of card issue.
Please click here for Terms and conditions. - Get 1,000 bonus points on your first spend of Rs. 1000 made within 60 days of card issue.
Please click here for Terms and conditions.
Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a month.
Please click here for Terms and conditions.
Now pay the easy way
Using your Citi contactless card has just got a lot easier. Simply tap your card on the terminal accepting contactless card. It’s safe, fast and secure. What’s more? For transactions up to Rs2000*(within India), you don’t even need to use your Personal Identification Number (PIN). For transactions greater than Rs2000 use card with PIN by dipping or swiping.
HOW DOES IT WORK?
- STEP 1: Look for a contactless symbol
on the merchant’s terminal - STEP 2: Tap your card on the contactless terminal
- STEP 3: It’s done. Take your charge-slip upon transaction authorization.
It’s simple! Follow the below steps:
* Limit prescribed by the Reserve Bank of India vide circular no. RBI/2014-15/601 dated 14.05.2015
Please Click here for frequently asked questions. Terms and Conditions apply.
Points that never expire
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire.
Do more with your points
Take advantage of the most flexible rewards program. Enjoy attractive redemption options including holidays, air miles, cash back and premium merchandise. To know more about the Rewards Program, please refer the REDEEM REWARDS page.
Flexibility
| Interest Rate | 3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns. |
| Annual Fee | Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year. |
To learn about other important Fees and Charges applicable on the Card, please click here.
To learn about the important fees, charges and the most important Terms and conditions (MITC) applicable on the Card, please click here.
All the things you can redeem your Reward Points for
Fuel
Instant redemption at over 1200 participating IndianOil outlets.
To locate an IndianOil outlet near you, SMS IOC <PIN CODE> to 52484 if you use an Airtel/Aircel/Idea or Vodafone network. If not, please send the SMS to +91-9880752484. You can also access a complete list of participating IOC outlets here.
Redemption rate at IndianOil outlets: 1 Reward Point = Rs0.25 | Minimum Points required to redeem: 250.
In-Store Shopping
Instant redemption at select partner stores. To find a store near you, click here.
Online Shopping
Instant redemption against movie tickets, travel arrangements, mobile services, and hundreds of things you'd love to own at online mega-stores. To find all online participating E-stores, click here.
Air miles
On Air India and Jet Airways as Frequent Flyer membership miles.
To redeem for air miles, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of our Card, and here.
Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.
Cash back
Adjust points against your Statement outstanding
To redeem, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of your Card, and also here.
Redemption rate for cash back: 1 Reward Point = Rs0.35 | Minimum Points required to redeem: 10,000.
Gift Vouchers
Instant redemption against premium brands
Make a pick from popular brands. Redeem your points in three simple steps – browse the catalog, choose what you want, and place an order using your points. Preview your rewards here.
Personal Concierge Services
Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more. Simply call 1800-114-999.
Benefits all year long
Dining Privileges |
Up to 15% savings across participating restaurants. To find a Citibank partner restaurant near you, click here. |
Hot Deals |
Exciting offers on leading brands across categories with Citi credit cards. To find out the latest offers, click here. |
EMI Privileges |
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers. |
- Card Member Terms and Conditions. Click here to know more
- Most Important terms and conditions. Click here to know more
- Schedule of charges. Click here to know more
- BSCBI guidelines. Click here to know more
- Frequently asked questions. Click here to know more
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Quick Links
Looking for other credit card? You can compare credit cards and choose the one that is ideal for your needs.
- Citi IndianOil Platinum Credit Card - Start earning points with the IndianOil Citi Platinum credit card and enjoy savings when you refuel. This fuel credit card lets you earn on all your spends and not just fuel payments.
- Citi PremierMiles Credit Card - A travel credit card for frequent flyers, it lets you earn air miles on all your spends, and redeem them easily for flights and hotel stays.
- Citi Cash Back Card - A cash back credit card that lets you earn reward points and redeem them easily for attractive travel options, premium merchandise and much more!
Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.