Remit funds overseas using Online banking – Easy steps for resident individuals
As a resident Indian individual, you can remit funds overseas under the Liberalised Remittance Scheme (up to USD 250,000 per financial year) in few simple steps as mentioned below*:
*You can remit up to USD 25,000 equivalent per transaction online subject to your unutilized LRS limits and daily online banking limits.
Add new Payee
![Citibank Account CitibankAccount](/portal/NR/NRBLOG/images/generateyourAPIN.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Receiveaccountstatementone-mail.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Receiveaccountstatementone-mail.png)
Navigate to Banking->Transfer funds->International Transfer Tab
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Add-new-payee-blue.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Add-new-payee-blue.png)
Click on Add New Payee
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/TransferfundswithinIndiaOverseas.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/TransferfundswithinIndiaOverseas.png)
Enter New Payee Details and click on Next
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/ChangeyourMobilenumberEmailIDAddress.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/ChangeyourMobilenumberEmailIDAddress.png)
Click on checkbox to receive OTP and click on Confirm
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/card-reissue-icon.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/card-reissue-icon.png)
Click on Authorize Payee Now in the screen that appears, enter OTP received on your registered mobile number and click on Confirm to complete the add payee process
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/book-deposits-icon.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/book-deposits-icon.png)
Click on Make Payment Now
Make Payment
![Mobilenumber EmailID Address Mobilenumber EmailID Address](/portal/NR/NRBLOG/images/ChangeyourMobilenumberEmailIDAddress.png)
![Mobilenumber EmailID Address Mobilenumber EmailID Address](/portal/NR/NRBLOG/images/ChangeyourMobilenumberEmailIDAddress.png)
Enter payment details
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Add-new-payee-blue.png)
![Generate your APIN Generate your APIN](/portal/NR/NRBLOG/images/Add-new-payee-blue.png)
A pre-confirmation screen will open. Tick the checkboxes and click on Confirm