Home Loan Products and Services

Power Packed Loans At Competitive Interest Rates.
Citibank offers home loans at competitive interest rates

Buying a home is a rigorous process and so is finding a tailormade home loan. Whether you're a first-time buyer or looking to transfer your existing loan or leveraging your property's equity to expand your business, Citibank offers a range of home loan products* that come with a host of benefits and competitive interest rates.

Home Loan

Easy Home Loans up to Rs 10 Crore at attractive interest rate with repayment tenure up to 25 years.

Loan Against Property

Loans up to Rs.5 Crore against residential or commercial property.

Loan Takeover Plus Enhancement

Transfer your high cost loan at attractive interest rate and also avail enhancement loan.

Top-up Your Existing Loan

Get more money on the basis of your repayment record and the current property value.

Disclaimers:

*Terms and conditions apply. All loans are at the sole discretion of Citibank N.A. Citibank reserves the right to ask for any additional documents from the applicant. Citibank reserves the right, at anytime, with prior notice to add / alter / modify / change or vary any of the Terms and conditions or to replace them, wholly or in part. Click here for Most Important Terms and conditions. Please refer to our Schedule of Charges.

Mortgage Loans are available only in Delhi-NCR, Mumbai, Pune, Bengaluru, Chennai, Hyderabad, Jaipur, Coimbatore, Ahmedabad, Chandigarh & Kolkata.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, United Kingdom, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and The Isle of Man. This webpage is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, United Kingdom, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican and The Isle of Man.

Disclaimers

Citibank has only approved these projects for extending financial assistance by way of loans to the eligible applicants/ borrowers / customers. Applicants / Borrowers / Customers should exercise their own discretion to ensure that all statutory and other approvals, quality of construction, pricing etc. relating to the project/properties listed are up to their satisfaction and that Citibank is making no representation or warranties whatsoever, either express or implied, of any kind with respect to the properties listed and in relation to any offers or savings that may be provided by the developer of the concerned property(ies) or otherwise. Citibank shall not accept any liability(ies) whatsoever for any loss or damage of any kind arising out of any inaccurate, incomplete information or the delay in the project or any dispute with the builder.

All loans shall be granted at the sole discretion of Citibank N.A. Citibank reserves the right to ask for any additional documents from the applicant. Citibank reserves the right, at anytime, without any prior notice to add / alter / modify / change or vary any of these Terms and conditions and / or to replace them, wholly or in part. Citibank does not in any way accord priority in sanctioning loans to such projects over other applicants.

Please accept the conditions mentioned above to download the approved projects list.

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