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- Personal Accident Care Platinum Insurance
With the Personal Accident Care Platinum Insurance, you can now protect your family's future. This plan offers 24-hours worldwide personal accident coverage and a lump sum payment to your family in the unfortunate event of your demise or disablement. This plan also offers a variety of benefits such as monthly income payment, educational grant and medical expenses.
Personal Accident Care Platinum Insurance
With the Personal Accident Care Platinum Insurance, you can now protect your family's future. This plan offers 24-hours worldwide personal accident coverage and a lump sum payment to your family in the unfortunate event of your demise or disablement. This plan also offers a variety of benefits such as monthly income payment, educational grant and medical expenses.
This plan allows you to cover your family members i.e. Spouse, Dependent Children and Dependent Parents for an equal cover.
Your Personal Accident Care Platinum Insurance policy can be renewed automatically every year through standing instructions for payments to be made with your Citibank Credit Card/Citibank Account.
This plan does not require you to undergo medical examination.
The plan can be purchased through our online portal or through our call center within few minutes.
Personal Accident Care Platinum Insurance covers you for any accident induced total permanent disability and partial disablement which includes loss of limbs and eyesight in addition to the main accidental death benefit.
In the event of accidental death or permanent total disablement of the insured the insurance company shall pay Monthly Income Benefit for the period of 12 months.
In the event of accidental death or permanent total disablement of the insured the insurance company shall pay maximum Rs 5,000 for one dependent children and maximum Rs10,000 for two dependent children towards Educational Grant.
In the event of admittance in hospital due to an accident, which leads to death or permanent total disablement of the insured, the insurance company shall reimburse you up to Rs.5,000 towards expenses incurred during this admittance.
In the event of accidental death of the insured person the insurance company outside his / her residence city, the insurance company shall pay Rs.5,000 for transporting the mortal remains of the insured person to the place of
his / her residence.
Being a Citibank customer, the cover comes to you at attractive and affordable premium rates.
- Should you wish to cancel your Personal Accident Care Platinum Insurance coverage, you can call 24-hour CitiPhone or write to Citibank.
- You can also contact Royal Sundaram General Insurance Company through the contact details mentioned in the attached brochure.
- This plan, at inception, has a free look period of 15 days from the date of receipt of policy. On review of the policy Terms and conditions, If you are not satisfied with this plan, then you can cancel your plan within this 15 days free look period. You shall be eligible for a refund premium, after deducting applicable risk premium, less the cost of medical examination incurred by the Company and stamp duty charges, where applicable, provided your intimation of cancellation reach us within the free look period. Your policy documents will reach you within 15 days from the date of debit of your card / account.
- In case you cancel your coverage after the free look period, refund of premium shall be as per the short period rates mentioned in the policy.
- Citibank Customers and their family members.
- Entry age for Self and Spouse: 18 years to 70 years.
- Entry age for dependent children: 18 to 21 years.
- Entry age for dependent parents: upto 70 years.
- Renewal is available for life long.
IRDAI Advertisement No:RS-NL-Citi-2022-23-28
Good Health Group Mediclaim Policy - IRDA/NL-HLT/NIA/P-H/V.I/342/13-14
Group Health Policy - UIN - IRDAI/NLHLT/RSAI/P-H/V.I/184/13-14
Lifeline - UIN-RSAHLIP21054V022021
Top-up - UIN-IRDAI/NL-HLT/RSAI/P-H/V.I/209/13-14
Smart Cash - UIN-IRDAI/HLT/RSAI/P-H/V.II/181/14-15
Personal Accident Care Platinum - UIN-IRDAI/NL-HLT/RSAI/P-P/V.I/187/13-14
Individual Personal Accident Insurance - UIN-IRDA/NL-HLT/RSAI/P-H/V.I/215/13-14
Apollo Munich Health Plan UIN: IRDA/NL-HLT /AMHI/P-H/V.1/15/13-14
Group Personal Accident Insurance UIN: IRDA/NL-HLT /AMHI/P-P/V.1/109/13-14
Optima Restore UIN - IRDAI/HLT/AMHI/P-H/V.III/1/2016-17
Axis Bank Limited ("Axis Bank") is registered with Insurance Regulatory & Development Authority of India ("IRDAI") as a Corporate Agent (Composite), IRDAI Registration No. CA0069 (valid till 31st March 2025) for distribution of Insurance Products. Axis Bank currently has a corporate agency agreement with (A) Max Life Insurance Co. Ltd, Life Insurance Corporation of India (LIC), Tata AIA Life Insurance Co. Ltd. and Bajaj Allianz Life Insurance Co. Ltd. for distribution of life insurance products; (B) Tata AIG General Insurance Co. Ltd, New India Assurance Co. Ltd, Bajaj Allianz General Insurance Co. Ltd, Royal Sundaram General Insurance Co. Ltd and ICICI Lombard General Insurance Co. Ltd for distribution of general insurance products. For distribution of health insurance products, Axis Bank has a corporate agency agreement with Aditya Birla Health Insurance Co. Ltd, HDFC ERGO General Insurance Co. Ltd and Niva Bupa Health Insurance Co. Ltd.
You can avail insurance from any of these insurers through Axis Bank as per your requirement and discretion. Please note that insurance is underwritten by the respective Insurance Companies and Axis Bank does not underwrite the risk or act as an insurer. The contract of insurance is between the Insurance Company and the insured only, and not between Axis Bank and the insured. Axis Bank is only acting as a distributor of the insurance products offered to by the insurance companies.
Axis Bank is not responsible or liable for performance of any obligations under the contract of insurance. Insurance is sold as a stand-alone product and not linked to any of the Banking products. Participation in Insurance is purely on a voluntary basis. Purchase of Insurance is not a pre-condition of availing any of the banking products/services.
The product information given on the website is indicative in nature. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Axis Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. For IRDAI grievances: igms.irda.gov.in. For more details on risk factors, product details, terms and conditions and exclusions please read the relevant product brochure carefully before conclusion of sale.
Address: Axis Bank Limited, Corporate Office, Bombay Dyeing Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai - 400 025. Tel: 18604195555. Email: email.services@axisbank.com
Beware of Spurious Phone calls and Fictitious/Fraudulent offers: IRDA of India clarifies to public that:
- 1. IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premium.
- 2. IRDA of India does not announce any bonus, Public receiving such phone calls are requested to lodge a police complaint.
SECTION 41 OF THE INSURANCE ACT 1938 PROHIBITION OF REBATES
- No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an Insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectus or tables of the Insurer.
- Any person making default in complying with the provisions of this section shall be liable for penalty which may extend to ten lakh rupees.