Personal Banking

Citibank Personal Banking.

The One Stop Solution For Your Banking Needs.

Girl opening a bank account online to enjoy privileged banking services at Citibank

Experience the power of banking, right at your fingertips!

Banking, financial services and solutions within India to suit your banking needs ranging from the Citigold Account to an Expat Account.

Citi Priority

A bank account with a host of privileges, including:

World class wealth management services with Citi Priority Personal Banker
Buy one get one free ticket on movies at www.bookmyshow.com (max 2 free tickets per month; of max price Rs.250 per ticket)
Earn 2 reward points on every Rs.150 spent, redeemable for cashback to your account at 1 Reward Point = Rs.1

Citigold Account

Access to a team of investment & insurance specialists, led by a Relationship Manager trained through Citi | Wharton Global Wealth Institute
Identify trends with Citi Wealth Insights and get access to CitiChoice, a shortlist of funds basis your risk profile
Experience simplified Wealth Management with Hello - do video calls, real-time investment transactions and more, on the go
Get exclusive access to insights from industry experts and bespoke events with Gold Experiences
Benefits of Rs.400,000+ on your Citigold World Debit Card with offers such as 20% cashback* on spends (max cashback up to INR 25K per quarter) and special offers, across retail, dining, golf and more

Citigold Private Client offers personalized wealth management

Citigold Private Client is an exclusive proposition that offers personalized wealth management, with insights from senior specialists across global and local markets, comprehensive business banking solutions and signature lifestyle privileges.

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Citibank Suvidha Account

A zero balance salary account with overdraft up to 5 times your salary, choice of Debit Cards with special offers on your regular purchases, a loyalty program that rewards you for almost any activity on your account and other attractive features.

Global Banking

Citibank's Global Banking service offers you seamlessly integrated transactional convenience around the world. Supported by 4,000 branches & 20,000 ATMs in 42 countries, online & mobile banking and our Global Support Centre, you can be certain there will always be a Citibank within reach. A Citibank customer anywhere, is a Citibank customer everywhere.

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Other Banking Services

Enjoy anytime access, 24x7 customer support, a host of free services and much more. It's time to experience exceptional banking benefits on your everyday banking needs.

Domestic Savings Rate

Effective 1^st March, 2023, the interest on your Savings Account has been revised as per the following interest rate structure.

Balance Slabs	Applicable Rate of Interest w.e.f. 1st March 2023
Less than Rs. 50 Lacs	3.00% p.a.
Rs. 50 Lacs and up to less than Rs. 800 Crs	3.50% p.a.
Rs. 800 crs and above	Overnight MIBOR + 0.70%

The interest is calculated basis incremental balance slabs upto Rs. 800 Crs. For balance slabs of Rs. 800 Crs and above, flat interest pay out on the entire amount.