Card Type |
On Normal Spends you earn (Points/Rs.Spent) |
On Spends on these Categories/Merchants |
You earn (Points/Rs.Spent) |
|---|---|---|---|
| Citi Rewards Card | 1 point /Rs.125 | Apparel, Departmental Stores 1 | 10 points / Rs.125 |
| IndianOil Citi Titanium & Platinum Card | 1 point /Rs.1506 | IndianOil Outlets2 | 4 points / Rs.150 |
| Grocery stores3 | 2 points / Rs.150 | ||
| Citi PremierMiles Card | 4 miles/Rs.100 | Airline Spends4 & Featured partners6 | 10 miles/Rs.100 |
| Citi Cashback Card | 1 point/Rs.200 | Movies, Telephone & Utilities5 | 10 points/Rs.200 |
| Citi Corporate Card | 2 points/Rs.125 | ||
| First Citizen Citi Credit Card | 2 points/Rs.2006 | At Shoppers Stop on other brands (in-store, website or mobile app), Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox | 10 points/Rs.200 |
| At Shoppers Stop private brand apparel (in-store, website or mobile app) | 14 points/Rs.200 | ||
| Citi Prestige Credit Card | 1 point/Rs.100 | International transactions | 2 points/Rs.100 |
| Paytm Credit Card | 1 cashback/Rs.1007 | Paytm Mall | 5 cashback/Rs.100 |
| Paytm Flights | 2 cashback / Rs.100 | ||
| All other spends done on Paytm7 | 3 cashback / Rs.100 | ||
| IKEA Family Credit Card by Citi | 1 reward point/Rs.1008 | Spends at IKEA | 3 reward points/Rs.100 |
| Dining | 2 reward points/Rs.100 |
1The 10X points accrue on spends till Rs.7,000 (or 560 points) per month in apparel & department stores. For spends beyond this, earn 1 point per Rs.125. Identification of Apparel & Department stores are based on Merchant Category Code allotted by Visa and MasterCard to the merchant where the purchase is made
2 Earn 4 Turbo Points on every Rs.150 spent for fuel purchases at Authorized IndianOil outlets. The Turbo Points that accrue in this category would be capped to Rs.10,000 per transaction, i.e., no Turbo Points would accrue for transactions greater than Rs.10,000 in value.
3 Earn 2 Turbo Points on every Rs.150 spent at groceries and supermarkets. Identification of Grocery Stores, Supermarkets are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard. "2 Turbo Points per Rs.150" will accrue on spends till Rs.5000 (or 67 points) per "month" in the categories specified above. For spends beyond this, the customer will earn 1 Turbo Point per Rs.150 spent. "Month" is defined as the statement billing cycle assigned to your card.
4 Air-line spends refer to purchases made at airline owned websites, at airline counters or via booking options offered of www.premiermiles.co.in. Identification of airlines is based on Merchant Category Codes allotted by VISA and MasterCard to the merchant where the purchase is made. Please note that bookings made through any travel agents, including but not limited to any private travel agents, corporate travel agents, online travel agencies or their websites/IVR systems, shall be eligible for only 4 miles for every Rs100 spent.
5 Cash back in the Telephone / Movies / Utility category is capped at Rs.100 per month for each category. Identification of Telephone / Movies categories is done basis MCC codes provided by MasterCard. Utility category transactions are identified as those which are made through Citibank Online Billpay
6 Purchase transactions performed on certain merchant categories will not earn rewards points. The MCCs (as allotted by Visa or MasterCard) on which the rewards will not be earned are: Transportation & Tolls (4111, 4121, 4131 & 4784), Utilities (4900), Insurance (5960 & 6300), Educational Institutions (8211, 8241, 8244, 8249 & 8299) and Government Institutions (9211, 9222, 9311, 9399, 9402, 9405 & 8220).
7Cashback is not earned on transactions less than Rs.50. Cashback will not accrue on fuel (MCC: 5541, 5542 and 5983) and wallet load (MCC: 6540) transactions.
8Purchase transactions performed on these Merchant Category Codes (MCCs) as allotted by Mastercard® shall not earn rewards: Telecommunication Services including but not limited to prepaid phone services and recurring phone services (4814), Computer Network/Information Services (4816), Cable, Satellite, and Other Pay Television and Radio Services (4899), Utilities (4900), Petroleum and Petroleum Products (5172), Service Stations and Automated Fuel Dispensers (5541,5542) and Fuel dealers (5983)