Compare Credit Cards

1,500 bonus points on your first spend made within 30 days of card issue. 1,000 bonus points on your first spend of ₹1000 made within 60 days of card issue. This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.

Earn 10 Reward Points for every ₹125 spent at Apparel & Department Stores

Earn 1 Reward point for every ₹125 spent elsewhere

Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of ₹30,000 or more in a statement month.

A.Redemptions Options
Redeem Points instantly via SMS online & in-store Vouchers Air Miles Cashback

B.How to redeem
Flexible Ways to Redeem
Redeem instantly via SMS against purchases at leading brands Call us at 24 X 7 CitiPhone

Free yourself from annual card fees when you spend ₹30,000 or more in a membership year on your Citi Rewards Credit Card else a fee of ₹1000 p.a will be applicable at the end of the membership year.

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Concierge Services
Your personal planner,the conceirge service,help you plan parties & family function,send flowers,reserve tables at restaurants,plan trips and more. Simply call 0008 00050 1198 or 011-41898875.

Dining Privileges
Get up to 20% savings on your dining bills at 1200+ dining outlets

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

500 First Citizen Reward Points worth ₹300 on your first spend within 30 days of card issuance

Welcome vouchers worth ₹2250 redeemable at Shoppers Stop stores and Homestop stores, www.shoppersstop.com and Shoppers Stop mobile app.

Earn 14 First Citizen Reward Points per ₹200 spent at Shoppers Stop on private brand apparel

Earn 10 First Citizen Reward Points per ₹200 spent at Shoppers Stop on other brands

Earn 10 First Citizen Reward Points per ₹200 spent at Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox

Earn 2 First Citizen Reward Points for every ₹200 spent on all other purchases

Instantly redeem your First Citizen Reward Points to shop at Shoppers Stop, Homestop, Arcelia, M.A.C, Clinique, Estee Lauder, Bobbi Brown, Jo Malone & Smashbox

(1 First Citizen Reward Point = ₹0.6 for redemption)

A. Annual Fee
Free yourself from annual card fees when you spend ₹30,000 or more in a membership year on your First Citizen Citi Credit Card else a fee of ₹500 p.a will be applicable at the end of the membership year.

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Shoppers Stop privileges
Complimentary upgrade to Golden Glow tier First Citizen membership at Shoppers Stop.

Exclusive EOSS sale previews.

Extended exchange period of 45 Days.

15% off during birthday & anniversary month on private label apparels.

Free home delivery for in-store or online purchases.

Complimentary parking & other exclusive privileges.
Please visit the First Citizen Desk at Shoppers Stop stores or https://www.shoppersstop.com to know about these In-Store privileges and applicable terms & conditions.

Dining Privileges
Get up to 20% savings on your dining bills at over 2,000 dining outlets.

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

No Welcome offer

5% Cash back* on movie ticket purchases

5% Cash back* on all your telephone bills

5% Cash back* on all your Utility Bill Payments registered through Citibank Online Billpay

0.5% Cash back* on ALL other spends

*Terms & Conditions apply

A. Redemption options
Cash back redemption in multiples of ₹500
Cash back point = ₹ 1

B.How to redeem
Automated statement credit as soon as you accumulate ₹500 of cash back credit.

A. Annual Fee
The Citi Cash Back card comes to you at an annual card fee of ₹500.

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Dining Privileges
Get up to 20% savings on your dining bills at 1200+ dining outlets

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

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5% Cash Back on ALL your telephone and utility bills^.

Hassle-free automated Cash Back credit as soon as you accumulate ₹500 of Cash Back credit.

^Conditions apply.

Earn 10,000 miles on your first transaction of ₹1000 within 60 days of card booking. This offer is not applicable if the card is closed due to inactivity within 30 days of card issuance.

Earn 10 Miles for every ₹100 spent at airline transactions* and at www.premiermiles.co.in.

Earn 4 Miles for every ₹100 on all other spends.

Get 3,000 Miles on every subsequent annual card renewal.

*Terms & Conditions apply

A. Redemption options
Redeem your Miles instantly via SMS to plan your complete holiday on our online travel website - www.PremierMiles.co.in. Use your miles to book flight tickets across over 100 airlines, hotel stays and car rentals.

Transfer your Miles to your loyalty account membership, across our international and domestic airline & hotel partners.

Redeem your Miles instantly via SMS with our preferred partners - MakeMyTrip, EaseMyTrip, Cleartrip, Go Ibibo, Indigo, premiermiles.co.in and Yatra.

Redeem your miles for attractive vouchers and merchandise from premium luxury and electronic brands on the Citibank Online catalog.

B.How to redeem
Redeem instantly via SMS against purchases at www.premiermiles.co.in and with our preferred partners. Call us at 24 X 7 CitiPhone

A. Annual Fee
The Citi PremierMiles Credit Card comes to you at an annual card fee of ₹3000 + tax.

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Relax comfortably at select Airport Lounges across India, and enjoy light refreshments and business facilities.

Get up to 20% savings on your dining bills at 1200+ dining outlets.

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Enjoy the freedom of evergreen miles that never expire. Redeem your miles for flights without blackout dates.

Get ₹250 Turbo Points on your first spend within 30 days of card issuance.

Get 4 Turbo points for every ₹150 spent at authorized IndianOil outlets.

Get 2 Turbo points for every ₹150 spent at grocery stores and supermarkets*.

Get 1 Turbo point on every ₹150 spent elsewhere.

*Terms & Conditions apply

Redemptions Options

• Redeem for Fuel purchase done at IndianOil outlets or partner brands (SMS redemption or online redemption)
• Convert your points to air miles
• Redeem against catalog vouchers
• Or, redeem your points for cashback against card outstanding

How to Redeem

• Redeem instantly via SMS received post purchase or logging in Citibank Online for fuel spends at partner IndianOil outlets
• Log in to Citi Mobile or Citibank online for other redemption options or call CitiPhone

A. Annual Fee
Free yourself from annual card fees when you spend ₹30,000 or more in a membership year on your IOC Platinum Credit Card else a fee of ₹1000 p.a will be applicable at the end of the membership year.

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Dining Privileges
Get up to 20% savings across participating restaurants on your dining bills at over 2,000 dining outlets.

EMI Privileges
Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.

Concierge Services: Contact the Travel and Lifestyle specialist to create and plan an experience that will help you enjoy the best in life. Simply call 0008 004 407 027 for Mastercard cardholders or 1800-114-999 for Visa cardholders

Get 2,500 bonus reward points and e-gift cards worth ₹10,000 from Taj Group or ITC Hotels, every year

Enjoy the benefits of an unparalleled rewards program where every ₹100 you spend on your Citi Prestige Credit Card, earns you 1 reward point locally and 2 reward points overseas.

Earn up to 50% bonus points over your regular earn, basis spends on the Citi Prestige Credit Card, if you are an existing Citigold or Citigold Private Client.

Turn your reward points into something special, ranging from gift vouchers of leading brands to the latest gadgets through the exclusive Citi Prestige rewards catalogue.

Transfer your reward points to the loyalty programs of leading airlines like British Airways, Cathay Pacific, Delta Airlines, Etihad Airways, Singapore Airlines, Jet Airways

You can also transfer your reward points to our luxury hotel partners like Taj Hotels

A. Annual Fee
The Citi Prestige Credit Card comes to you at an annual card fee of ₹20,000

B. Finance Charges:
The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). For the latest details on finance charges applicable please click here.

Indulge in one night complimentary stay, on minimum booking of 4 nights, at exquisite properties across the world.

Get access at some of the most picturesque golf destinations, with three complimentary green fees at select courses globally.

'By Invitation Only' Events.

Unlimited complimentary Priority Pass lounge access at over 800 airports for primary and supplementary card members.

Enjoy peace of mind on your travels with our overseas medical insurance of USD 50,000.

Get up to 20% savings on your dining bills at 1200+ dining outlets.

Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.