You now don't have to spend more on your Rewards Credit Card to earn extra reward points. Earn reward points on your Citi Rewards Card and redeem them easily for attractive travel options, premium merchandise and much more. Apply now and enjoy the many ways in which a Citi Rewards Card makes every day more rewarding for you.
Citibank® Rewards Card
Top reasons to get the Rewards Credit Card
- Earn 10 Reward Points for every Rs125 spent at apparel and department stores and select partners.
- Continue earning Reward Points at rate of 1 point for every Rs125 on all other purchases
Redeem points instantly at select partners
- Get 2,500 points on Card activation
Please refer to the 'Benefits & Features' section for details and associated Terms and conditions pertaining to these offers. Identification of apparel and department stores are based on MCCs (Merchant Category Codes) allotted by Visa and MasterCard.
Earn unlimited 10X reward points at select partners
- Earn 10X Reward Points on spends at apparel and department stores.
- Earn unlimited 10X reward points at select partners.
- Earn 1 Point for every Rs125 on all other purchases.
Click here for the complete list of 10X Rewards partners.
Click here for associated Terms & Conditions
Earn Bonus Reward Points
Bonus on monthly Spends: Get 300 bonus points on card spends of INR 30,000 or more in a month.
Please click here for Terms and conditions.
Points that never expire
Redeem now or keep collecting for something big later – it's a choice you have because your reward points will never expire.
Do more with your points
Take advantage of the most flexible rewards program. Enjoy attractive redemption options including holidays, air miles, cash back and premium merchandise. To know more about the Rewards Program, please refer the REDEEM REWARDS page.
|Interest Rate||3.25% per month (39% per annum). This can change periodically based on your spend, payback and utilization patterns.|
|Annual Fee||Your annual fee of Rs1000 is waived on making spends of Rs30,000 in a membership year.|
To learn about other important Fees and Charges applicable on the Card, please click here.
To learn about the important fees, charges and the most important Terms and conditions (MITC) applicable on the Card, please click here.
All the things you can redeem your Reward Points for
Instant redemption at over 1200 participating IndianOil outlets.
To locate an IndianOil outlet near you, SMS IOC <PIN CODE> to 52484 if you use an Airtel/Aircel/Idea or Vodafone network. If not, please send the SMS to +91-9880752484. You can also access a complete list of participating IOC outlets here.
Redemption rate at IndianOil outlets: 1 Reward Point = Rs0.25 | Minimum Points required to redeem: 250.
Instant redemption at select partner stores. To find a store near you, click here.
Redemption rate at partner stores: 1 Reward Point = INR 0.30 | Minimum Points required to redeem: 250.
Instant redemption against movie tickets, travel arrangements, mobile services, and hundreds of things you'd love to own at online mega-stores. To find all online participating E-stores, click here.
Online shopping sites redemption rate: 1 Reward Point = Rs0.30 | Minimum Points required to redeem: 250.
Online travel sites redemption rate: 1 Reward Point = Rs0.25.
On Air India and Jet Airways as Frequent Flyer membership miles.
To redeem for air miles, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of our Card, and here.
Redemption rate for air miles: 1 Reward Point = 0.75 miles | Minimum Points required to redeem: 100.
Adjust points against your Statement outstanding
To redeem, please call our 24x7 CitiPhone helpline. You will find the numbers on the back of your Card, and also here.
Redemption rate for cash back: 1 Reward Point = Rs0.35 | Minimum Points required to redeem: 5,000.
Instant redemption against premium brands
Make a pick from popular brands. Redeem your points in three simple steps – browse the catalog, choose what you want, and place an order using your points. Preview your rewards here.
Personal Concierge Services
Call your concierge for help with planning a party, sending flowers, making dining reservations, for travel assistance and much more. Simply call 1800-114-999.
Benefits all year long
Up to 15% savings across participating restaurants.
To find a Citibank partner restaurant near you, click here.
|Enjoy savings and offers several stores in your City. To find one near you, click here.|
|Choose easy EMI options at more than 2,000 consumer electronics and mobile phone outlets, leading retail chains and e-retailers.|