Apply Personal Loan Online
An unmatched personal loan offering which allows you to avail up to Rs.30 Lakh* in just 48 hours^. The online loan application is simple and convenient. Apply for a Personal Loan online and discover our attractive interest rates.
- Get your loan eligibility in 4 hours1
- Document free loan decisioning
- No income proof required for eligibility
- No address proof required for eligibility
Note: For salaried individuals monthly net take home salary should be as credited in the bank and in case of self-employed as per last year's Income Tax Return.
Maximum annualized percentage rate is 18.99% or 19% with a flexible repayment period of 12 to 59 months, and handling fee as low as 0.5%. T&C apply.
Example: Customer A borrows a 12-month loan of INR 2,00,000 at a monthly flat rate of 12.99% with 1.5% processing fees. Total loan repayment amount: INR 2,17,350 with monthly EMI of INR 17,863
For more details, please refer to the Loan Terms and conditions and Loan Service Terms and conditions.
1Timelines mentioned include only working days between 10 AM to 7 PM (Monday to Saturday). This facility is not available on Sundays, National holidays and Major Public Holidays. 4 hours is the decision time and will be applicable when the customer applies through Click 4 Call or by logging into Citibank online. The time would commence after the applicant has provided all the required details to the Citiphone officer. Final disbursement subject to documentation and internal processing criteria.
Terms and conditions apply. Issuance of loan is at the sole discretion of Citibank, N A. Citibank reserves the right to ask for any additional documents from the applicant.
Citibank reserves the right, at anytime, with prior notice to add/alter/modify/ change or vary any of the Terms and conditions or to replace them, wholly or in part.
+This offer is available when a customer applies through Click 4 Call or logs into Citibank Online. Please note that the Click 4 Call service is available only between 10 AM to 7 PM (Monday to Saturday). This facility is not available on Sundays, National holidays and Major Public Holidays.
**Instant call back services on SMS is available only between 10 AM to 7 PM (Monday to Saturday). This facility is not available on Sundays, National holidays and Major Public Holidays. If you are not on Aircel/Airtel/Vodafone/Idea, send the SMS to +919880752484. Terms and conditions apply.
*The final loan amount and interest rate applicable will be subject to eligibility, per Citibank's credit processing criteria.
^Timelines mentioned include only working days. Timelines mentioned would commence once the entire documentation as per Citibank's requirements are submitted by the applicant.
Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man. This [document]* is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man.