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5 reasons to get a Citi credit card

5 reasons to get credit card


Usually people prefer using a credit card as it is convenient and easy to use. However, not many people know that credit cards are great for your financial health as well. While it builds your credit score, it also helps you save money, provided you choose the right credit card. Among the sea of options, it is necessary that you choose a credit card that gives you more opportunities of earning rewards and saving money; like a Citi credit card. Citi credit cards come with unmatched features to cater to all your needs.

Let us look at the reasons why you should get a Citi credit card.

1. Diverse options
Choices make life easier, and Citi ensures that you have plenty. With seven different credit cards to choose from, you get ample options to take your pick as per your needs. For example, if you are a frequent traveler, you can take a Citi PremierMiles credit card to enjoy complimentary airport lounge access, get air-accident insurance cover and earn accelerated air miles that can be redeemed towards the frequent flier program of multiple airlines. Similarly, with First Citizen Citi credit card, you can save while you spend on shopping at Shoppers Stop. Based on your needs, you can take a fuel credit card, a rewards credit card or a cashback credit card to increase your savings every month.

2. Earn Rewards
On using your Citi Rewards credit card and Citi Prestige credit card within 30 days of booking, you can earn a welcome bonus of up to 1500 points and 10,000 air miles respectively. Further, depending upon the type of credit card you choose, you earn reward points and/or miles every time you spend at departmental stores, fuel stations, grocery stores, etc. Moreover, if you are already a Citigold or Citi private Client, you get a chance to earn up to 30% additional bonus points on payment made by your Citi Prestige credit card.

3. Avail additional benefits
Citi ensures that you receive complimentary benefits whenever you pick a Citi credit card. For example, with a Citi PremierMiles Card, you get a complimentary air accident insurance cover and complimentary access to airport lounges. Similarly, when you have a First Citizen Citi Credit card, you can enjoy exclusive sale previews and can shop at all Shoppers Stop SALE and promotional events as a priority customer.

4. Redeem rewards easily
With Citi credit cards, you can redeem your reward points anytime, anywhere. The reward points can be instantly redeemed at over 700 partner stores for travel, movie tickets, shopping and on everyday purchases. Alternately, with Citi PremierMiles Card, you can also transfer your miles and reward points to loyalty membership programs across several domestic and international airlines and hotel partners. With Citi cash back credit card, you can get a hassle-free redemption automatically as a statement credit.

5. Shop with EMI
This festive season, you can shop to your heart’s content with Citi credit cards’ easy EMIs. With Citi credit cards, you can easily distribute your big budget spends into manageable EMIs and avoid draining your savings all at once.

While festivals are knocking at the door, explore the different Citi credit cards to enjoy exclusive benefits and rewards. Get a Citi credit card now.

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Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.

Looking for another credit card? You can compare credit cards and choose the one that is ideal for your needs.