IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT WITH CITIBANKINDIA:

To help prevent money laundering and terrorist financing, our policies require us to obtain, record and verify the identity of each account applicant and will include a photo ID or other identifying documents. You acknowledge and hereby provide your consent that, during the application process, Citibank may verify your identify based on the information provided in the application form such as name, address, date of birth and other details, either against the original document(s) or by using information obtained from sources including but not limited to public records, other financial institutions, government authorities or credit reporting agencies. In the event that we are unable to complete such verification for any reason whatsoever including but not limited to cases not verified against original document(s), we will request you to either meet a Citibank IndiaofficerorgetthedocumentsattestedbytheIndianEmbassyorConsulateinyour country.

We will be unable to process your application without verification and reserve the right to reject the application in our sole discretion without any liability or responsibility. We appreciate your cooperation.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey.

This form is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey.

DECLARATION. PLEASE READ THIS CAREFULLY AND SIGN AT THE SECTIONS INDICATED.

If more than one person signs this Declaration, then the following applies to each of them and to accounts which they or either of them opens.

1. I/We certify that I/We are over 18 years of age and the information provided in this application form is accurate to the best of my knowledge, information and belief. I/We agree to inform Citibank, N.A., India (Citibank India) of any changes to the information provided during account opening and confirm that I/We will be liable to compensate Citibank India for any loss that Citibank India may suffer as a result of any inaccuracy In this information.
2. I/We also understand that Citibank India will have the sole discretion to reject my/our application form and I hereby undertake not to hold Citibank India liable for the same.
3. I/We hereby declare that I/We am a Non-Resident Indian (NRI) or Person of Indian Origin (PIO) as defined under the Foreign Exchange management Act,1999 along with Its Regulations as amended from time to time and I/We agree to notify Citibank India about my return to India for permanent residence.
4. I/We hereby accept and acknowledge that Citibank India shall have the right and authority to carry out investigations and seek information from the government, local authorities, credit bureaus, or other agencies for confirming the information provided by me/us to Citibank India. Citibank India may use my/our information to administer my/our account and for other business purposes including credit, address verification or anti-money-laundering purposes. I/We hereby expressly authorize Citibank India and/or its affiliates/group, to disclose at any time and for any purpose, any information whatsoever relating to my/our personal data and sensitive personal data, accounts, transactions or dealings with Citibank India, to any of the Citibank India's offices, branches, representative offices, affiliates, subsidiaries, agents and/or service providers of Citibank India and third parties selected by any of them, wherever located, for the purposes of administration of my/our account and the facilities extended to me/us hereunder or otherwise as also to any national or local governmental or regulatory or statutory or judicial or quasi-judicial authorities and any agent or contractor engaged to perform services for the Citibank India's benefit. Such disclosure includes, but is not limited to. providing information to U.S. and/or other tax authorities in India or any other applicable jurisdiction relating to my/our account (s), when required and or withholding of such taxes when mandated by law.
5. I/We understand that Citibank NRI Products and Services are issued by Citibank, NA., through its overseas branches in India in accordance with the regulations of Reserve Bank of India and laws of India (including any governmental actions, orders, decrees and regulations). Payment on these deposits are subject to any Government Acts, Orders, Decrees, Regulations, Political Disputes, Civil Commotion, War, Expropriation or other causes beyond the control of Citibank India where the deposits are made. I/We understand and agree that I/We shall have no recourse for any amounts due and payable to me in connection with the said deposits made by me/us against the Head Office or against any other branch of Citibank, N.A.
6. I/We understand that Citibank NRI Products and Services are not issued by a US office of any depository institution and have a lesser preference than US deposits in case of a liquidation event. These products and services are not insured by the Federal Deposit insurance Corporation (FDIC) of the USA, or Canadian Deposit Insurance Corporation (CDIC) or by any other insurance company or corporation outside India and are subject to cross border and foreign currency exchange risks. These deposits are insured by India's Deposit Insurance and Credit Guarantee Corporation (DICGC) up to a maximum of 2100,000.
7. It shall be my/our responsibility to educate myself/ourselves and to comply at all times with all relevant laws, regulations and rules applicable to my/our use of this Citibank India account, including any tax, foreign exchange or capital controls, and for reporting or filing requirements that may apply as a result of my country of citizenship, domicile or residence or the location where Citibank India account activities may be conducted.
8. In the event that I/We convert my/our status from a Resident Indian to a Non Resident Indian and request for a conversion of a Citibank India Domestic Account, I/We authorize Citibank India, to re-designate my/our existing Domestic Account to a Non-Resident Ordinary Account and fully understand the Impact of this re-designation on all monies and investments that 1/We currently hold In my existing Domestic Account.
9. I/We hereby confirm that premature withdrawals of Term Deposits placed now or those that we intend to place in the future shall be paid by Citibank India under the operation rule of 'Either or Survivor'.
10. I/We confirm that I/We have read and understood Citibank India's 'Privacy Policy' as available on www.citinri.com. Such Privacy Policy may be amended by Citibank India from time to time at its sole discretion and shall be made available on www.citinri.com for my review.
11. I/We understand that the Terms and Conditions governing my/our Citibank India account are available at www.citinri.com and the Most Important Terms and Conditions (MITCs) will also be made available along with my/our account opening welcome pack.
12. Value Added Products: I/We hereby voluntarily request, accept and expressly authorize Citibank India and or all the companies, entities, subsidiaries, or affiliates thereof under Citigroup and their agents ("Group Companies") to exchange, share, disclose or use in any manner whatsoever, the information voluntarily provided by me/us herein or any change in my/our information including, but not limited to, e-mail ID, telephone number, mobile number and address that Citibank India may be informed of or be available to Citibank India and or any of the Group Companies to offer and or market and or sell to me/us any of the products or services or any enhancements, upgrades, or revisions thereof offered from time to time by Citibank India and or any of the Group Companies.

    Yes

    No, I/We do not wish to be contacted regarding relevant products or services and offers, that the Group Companies believe will be of interest to me/us. I/We understand that I/We will continue to receive account statement, important advices, services and operational alerts and other communication/contact on other aspects critical to my account.

13. First Time Traveler: Only for Customers opening a Citibank NRI Account in India and subsequently relocating overseas for employment or studies.

    I/We are a first-time traveler & agree to the following declaration governing first-time travelers. I/We confirm that while the Citibank NRI Account is being provided to me/us while I/We are still residing in India and I/We may get a check book, ATM/Debit Card, ATM Personal Identification Numbers, and the NRE (Non Resident External) account will become operative only when credit of funds to my accounts from overseas. I/We will ensure that the funds are duly transferred from overseas and understand and acknowledge that I/We are solely liable for ensuring full compliance with FEMA and other regulations.

14. For Asia-Pacific Customers (excluding Australia): I/We request NRI Business Center in Singapore to forward this application on my/our behalf to Citibank India.
15. For Citizens of Bangladesh or Pakistan Only: I/We have obtained specific approval from the Reserve Bank of India to open accounts for Non Resident Indians and a copy of the same has been submitted along with my/our application form. This permission will not be required for citizens of Bangladesh holding valid visa and resident permit issued by Foreigner Registration Office (FRO)/ Foreigner Regional Registration Office (FRRO) opening an NRO account.

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT WITH CITIBANKINDIA:

To help prevent money laundering and terrorist financing, our policies require us to obtain, record and verify the identity of each account applicant and will include a photo ID or other identifying documents. You acknowledge and hereby provide your consent that, during the application process, Citibank may verify your identify based on the information provided in the application form such as name, address, date of birth and other details, either against the original document(s) or by using information obtained from sources including but not limited to public records, other financial institutions, government authorities or credit reporting agencies. In the event that we are unable to complete such verification for any reason whatsoever including but not limited to cases not verified against original document(s), we will request you to either meet a Citibank IndiaofficerorgetthedocumentsattestedbytheIndianEmbassyorConsulateinyour country.

We will be unable to process your application without verification and reserve the right to reject the application in our sole discretion without any liability or responsibility. We appreciate your cooperation.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey.

This form is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey and Jersey.

DECLARATION. PLEASE READ THIS CAREFULLY AND SIGN AT THE SECTIONS INDICATED.

If more than one person signs this Declaration, then the following applies to each of them and to accounts which they or either of them opens.

1. I/We certify that I/We are over 18 years of age and the information provided in this application form is accurate to the best of my knowledge, information and belief. I/We agree to inform Citibank, N.A., India (Citibank India) of any changes to the information provided during account opening and confirm that I/We will be liable to compensate Citibank India for any loss that Citibank India may suffer as a result of any inaccuracy In this information.
2. I/We also understand that Citibank India will have the sole discretion to reject my/our application form and I hereby undertake not to hold Citibank India liable for the same.
3. I/We hereby declare that I/We am a Non-Resident Indian (NRI) or Person of Indian Origin (PIO) as defined under the Foreign Exchange management Act,1999 along with Its Regulations as amended from time to time and I/We agree to notify Citibank India about my return to India for permanent residence.
4. I/We hereby accept and acknowledge that Citibank India shall have the right and authority to carry out investigations and seek information from the government, local authorities, credit bureaus, or other agencies for confirming the information provided by me/us to Citibank India. Citibank India may use my/our information to administer my/our account and for other business purposes including credit, address verification or anti-money-laundering purposes. I/We hereby expressly authorize Citibank India and/or its affiliates/group, to disclose at any time and for any purpose, any information whatsoever relating to my/our personal data and sensitive personal data, accounts, transactions or dealings with Citibank India, to any of the Citibank India's offices, branches, representative offices, affiliates, subsidiaries, agents and/or service providers of Citibank India and third parties selected by any of them, wherever located, for the purposes of administration of my/our account and the facilities extended to me/us hereunder or otherwise as also to any national or local governmental or regulatory or statutory or judicial or quasi-judicial authorities and any agent or contractor engaged to perform services for the Citibank India's benefit. Such disclosure includes, but is not limited to. providing information to U.S. and/or other tax authorities in India or any other applicable jurisdiction relating to my/our account (s), when required and or withholding of such taxes when mandated by law.
5. I/We understand that Citibank NRI Products and Services are issued by Citibank, NA., through its overseas branches in India in accordance with the regulations of Reserve Bank of India and laws of India (including any governmental actions, orders, decrees and regulations). Payment on these deposits are subject to any Government Acts, Orders, Decrees, Regulations, Political Disputes, Civil Commotion, War, Expropriation or other causes beyond the control of Citibank India where the deposits are made. I/We understand and agree that I/We shall have no recourse for any amounts due and payable to me in connection with the said deposits made by me/us against the Head Office or against any other branch of Citibank, N.A.
6. I/We understand that Citibank NRI Products and Services are not issued by a US office of any depository institution and have a lesser preference than US deposits in case of a liquidation event. These products and services are not insured by the Federal Deposit insurance Corporation (FDIC) of the USA, or Canadian Deposit Insurance Corporation (CDIC) or by any other insurance company or corporation outside India and are subject to cross border and foreign currency exchange risks. These deposits are insured by India's Deposit Insurance and Credit Guarantee Corporation (DICGC) up to a maximum of 2100,000.
7. It shall be my/our responsibility to educate myself/ourselves and to comply at all times with all relevant laws, regulations and rules applicable to my/our use of this Citibank India account, including any tax, foreign exchange or capital controls, and for reporting or filing requirements that may apply as a result of my country of citizenship, domicile or residence or the location where Citibank India account activities may be conducted.
8. In the event that I/We convert my/our status from a Resident Indian to a Non Resident Indian and request for a conversion of a Citibank India Domestic Account, I/We authorize Citibank India, to re-designate my/our existing Domestic Account to a Non-Resident Ordinary Account and fully understand the Impact of this re-designation on all monies and investments that 1/We currently hold In my existing Domestic Account.
9. I/We hereby confirm that premature withdrawals of Term Deposits placed now or those that we intend to place in the future shall be paid by Citibank India under the operation rule of 'Either or Survivor'.
10. I/We confirm that I/We have read and understood Citibank India's 'Privacy Policy' as available on www.citinri.com. Such Privacy Policy may be amended by Citibank India from time to time at its sole discretion and shall be made available on www.citinri.com for my review.
11. I/We understand that the Terms and Conditions governing my/our Citibank India account are available at www.citinri.com and the Most Important Terms and Conditions (MITCs) will also be made available along with my/our account opening welcome pack.
12. Value Added Products: I/We hereby voluntarily request, accept and expressly authorize Citibank India and or all the companies, entities, subsidiaries, or affiliates thereof under Citigroup and their agents ("Group Companies") to exchange, share, disclose or use in any manner whatsoever, the information voluntarily provided by me/us herein or any change in my/our information including, but not limited to, e-mail ID, telephone number, mobile number and address that Citibank India may be informed of or be available to Citibank India and or any of the Group Companies to offer and or market and or sell to me/us any of the products or services or any enhancements, upgrades, or revisions thereof offered from time to time by Citibank India and or any of the Group Companies.

    Yes

    No, I/We do not wish to be contacted regarding relevant products or services and offers, that the Group Companies believe will be of interest to me/us. I/We understand that I/We will continue to receive account statement, important advices, services and operational alerts and other communication/contact on other aspects critical to my account.

13. First Time Traveler: Only for Customers opening a Citibank NRI Account in India and subsequently relocating overseas for employment or studies.

    I/We are a first-time traveler & agree to the following declaration governing first-time travelers. I/We confirm that while the Citibank NRI Account is being provided to me/us while I/We are still residing in India and I/We may get a check book, ATM/Debit Card, ATM Personal Identification Numbers, and the NRE (Non Resident External) account will become operative only when credit of funds to my accounts from overseas. I/We will ensure that the funds are duly transferred from overseas and understand and acknowledge that I/We are solely liable for ensuring full compliance with FEMA and other regulations.

14. For Asia-Pacific Customers (excluding Australia): I/We request NRI Business Center in Singapore to forward this application on my/our behalf to Citibank India.
15. For Citizens of Bangladesh or Pakistan Only: I/We have obtained specific approval from the Reserve Bank of India to open accounts for Non Resident Indians and a copy of the same has been submitted along with my/our application form. This permission will not be required for citizens of Bangladesh holding valid visa and resident permit issued by Foreigner Registration Office (FRO)/ Foreigner Regional Registration Office (FRRO) opening an NRO account.