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India home>Products & Services>Loans Home>Mortgages
Home Loans
Top 3 reasons
1. Attractive interest rates
2. Get loans up to 80% of the property value*
3. No penalty for partial prepayments+
Did you know
You can reduce the outstanding on your existing home loan by using the Home Credit facility.
You can provide your family the protection through Citibank Single Premium Level Sum Assured Group Term protection policy.^
Documents required
Eligibility Criteria
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Welcome to Citibank Home Loans

Citibank has financed the dream homes of many Indians. Our Home Loan offerings are unique and make us the preferred choice among customers. These features include –

Interest calculated on daily reducing balance
No penalty for partial prepayments+
No co-borrowers / guarantors required*
Facility to include your spouse’s income to get a higher loan
Loans to sole proprietors, partnerships and companies
Option of Level Term Insurance cover to protect your loved one^
Convenient repayment through Standing Instruction or Electronic Clearing System
CitiPhone platform to answer all your queries
Online access to your loan account

Special features of Citibank Home Loans
Attractive Interest Rates
Loan up to Rs. 5 Crore*
Flexible repayment tenure up to 25 years*
Loans up to 80% of the property value*
Flexibility to pay interest only during construction period

Home Loans available for
Purchase of under construction properties
Purchase of Ready Property
Self Construction
Purchase of Plot and Self construction thereon
Transfer of your existing Loan availed from other institutions

Home Loan Transfer with Enhancement
Transfer your existing home loan from other institutions and get more money to spend at your discretion.

Special features of the Citibank Home Loan Transfer with Enhancement
Loan up to Rs. 2 Crore*
Flexible repayment tenure up to 20 years*
Utilize the enhanced portion to renovate your home or close your other high cost debts


* Terms and Conditions apply. All loans are at the sole discretion of Citibank N.A. Click here to view the Terms and Conditions.
+ Please refer to our Schedule of charges for penalties on partial prepayment in the event of loan closure.
^ Insurance is the subject matter of solicitation. Click here for Terms and Conditions.
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