Citibank has financed the dream homes of many Indians. Our Home Loan offerings are unique and make us the preferred choice among customers. These features include –
| |
Interest calculated on daily reducing balance |
| |
No penalty for partial prepayments+ |
| |
No co-borrowers / guarantors required* |
| |
Facility to include your spouse’s income to get a higher loan |
| |
Loans to sole proprietors, partnerships and companies |
| |
Option of Level Term Insurance cover to protect your loved one^ |
| |
Convenient repayment through Standing Instruction or Electronic Clearing System |
| |
CitiPhone platform to answer all your queries |
| |
Online access to your loan account |
|
| Special features of Citibank Home Loans |
| |
Attractive Interest Rates |
| |
Loan up to Rs. 5 Crore* |
| |
Flexible repayment tenure up to 25 years* |
| |
Loans up to 80% of the property value* |
| |
Flexibility to pay interest only during construction period |
|
|